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United Bancorp UBCP Free cash flow yield

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Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+18.2%
Enterprise value$67.52M+119%
P/E11.8×+1.4×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Calculated from United Bancorp’s reported figures.

Based on trailing twelve months.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's free cash flow yield?
United Bancorp (UBCP) reported free cash flow yield of -2.9% in Q1 2026.
What is the long-term trend for United Bancorp's free cash flow yield?
Over 3 years (2020 to 2025), United Bancorp's free cash flow yield has grown at a -45.0% compound annual growth rate (CAGR), from 9.6% to -1.6%.
What does free cash flow yield mean?
Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.