Skip to content
OpenCapital
Get started

United Bancorp UBCP Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

MetroCity Bankshares logo
MetroCity BanksharesMCBS
$425M0.0%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$576M-32.2%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
$60M+50.0%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$56M0.0%
Business First Bancshares logo
Business First BancsharesBFST
$260.79M-39.5%
Flagstar Bank logo
Flagstar Bank FLG
$10.15B-22.8%

Other financials

Income statement

See full
Revenue$721.0K—
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

See full
Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

See full
Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

See full
Market cap$91.8M+18.2%
Enterprise value$67.52M+119%
P/E11.8×+1.4×
P/S33.2×—

Profitability

See full
Net margin33.1%—
FCF margin31.5%—

Returns & leverage

See full
Return on equity12.1%+0.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bancorp's federal home loan bank borrowings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bancorp's federal home loan bank borrowings?
United Bancorp (UBCP) reported federal home loan bank borrowings of $55M in Q1 2026.
How has United Bancorp's federal home loan bank borrowings changed year-over-year?
United Bancorp's federal home loan bank borrowings decreased by 26.7% year-over-year, from $75M to $55M.
What does federal home loan bank borrowings mean?
These are advances obtained from the Federal Home Loan Bank system, typically collateralized by mortgage loans or other eligible securities. They serve as a vital source of wholesale funding to manage liquidity and support lending growth. The reliance on these borrowings is a key metric for assessing the bank's access to secondary funding markets.