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United Bancorp UBCP Foreclosed Assets

Foreclosed Assets at other companies

Meridian logo
MeridianMRBK
$6.01M+3,679%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$99K+141%
BSR
Sierra BancorpBSRR
$1.57M
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$0
FIB
First Interstate BancSystem, Inc.FIBK
$6.6M+88.6%
Banc of California logo
Banc of CaliforniaBANC
$18.06M+230%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ForeclosedAssets.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's foreclosed assets?
United Bancorp (UBCP) reported foreclosed assets of $2.54M in Q1 2026.
How has United Bancorp's foreclosed assets changed year-over-year?
United Bancorp's foreclosed assets decreased by 23.7% year-over-year, from $3.33M to $2.54M.
What is the long-term trend for United Bancorp's foreclosed assets?
Over 5 years (2020 to 2025), United Bancorp's foreclosed assets has grown at a 28.6% compound annual growth rate (CAGR), from $721K to $2.54M.
What does foreclosed assets mean?
These are assets, primarily real estate, acquired by the bank through the foreclosure process after a borrower defaults on a loan. The level of these assets serves as a direct indicator of credit quality and the effectiveness of the bank's loan underwriting and collection processes. High or rising levels suggest potential stress in the loan portfolio.