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United Bancorp UBCP Interest Income

Interest Income at other companies

Cabot Corporation logo
Cabot CorporationCBT
$7M0.0%
MYR Group logo
MYR GroupMYRG
$910K+376%
Sharplink, Inc.
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Sharplink, Inc. SBET
$203K+1,592%
LegalZoom.com, Inc. logo
LegalZoom.com, Inc.LZ
$1.65M+11.1%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$67.14M+33.6%
US Physical Therapy logo
US Physical TherapyUSPH
$16K-33.3%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's interest income?
United Bancorp (UBCP) reported interest income of $7.53M in Q1 2026.
How has United Bancorp's interest income changed year-over-year?
United Bancorp's interest income increased by 2.7% year-over-year, from $7.33M to $7.53M.
What is the long-term trend for United Bancorp's interest income?
Over 4 years (2021 to 2025), United Bancorp's interest income has grown at a 11.0% compound annual growth rate (CAGR), from $20.18M to $30.61M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.