What is United Bancorp's net change in deposits?

United Bancorp (UBCP) reported net change in deposits of $25.29M in Q1 2026.

How has United Bancorp's net change in deposits changed year-over-year?

United Bancorp's net change in deposits increased by 138.9% year-over-year, from $10.59M to $25.29M.

What does net change in deposits mean?

Net increase or decrease in total customer deposits at a bank or financial institution.

United Bancorp UBCP Net change in deposits

Net change in deposits at other companies

Peoples Financial ServicesPFIS

-$8.76M+90.4%

MetroCity BanksharesMCBS

-$19.33M-8,431%

MVB Financial Corp.MVBF

$55.3M+150%

USCB Financial Holdings, Inc.USCB

$148.5M+9.5%

Norwood FinancialNWFL

$71.46M-50.8%

Greene County BancorpGCBC

$131.51M-29.8%

Other financials

Income statement

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Revenue$721.0K—

Net income$1.9M+2.1%

EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%

Total debt$3.0M+2.2%

Total equity$67.5M+11.0%

Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%

CapEx$2.0M+23.3%

Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%

Enterprise value$67.52M+126%

P/E11.8×+1.6×

P/S33.2×—

Profitability

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Net margin33.1%—

FCF margin31.5%—

Returns & leverage

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Return on equity12.1%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's net change in deposits?: United Bancorp (UBCP) reported net change in deposits of $25.29M in Q1 2026.
How has United Bancorp's net change in deposits changed year-over-year?: United Bancorp's net change in deposits increased by 138.9% year-over-year, from $10.59M to $25.29M.
What does net change in deposits mean?: Net increase or decrease in total customer deposits at a bank or financial institution.