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United Bancorp UBCP Increase Decrease In Accrued Interest Payable And Other Liabilities

Increase Decrease In Accrued Interest Payable And Other Liabilities at other companies

USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$5.4M-18.6%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$5.4M-18.6%
Old Second Bancorp logo
Old Second BancorpOSBC
-$10.99M+31.3%
Gogo logo
GogoGOGO
-$5K+99.8%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
-$6.75M-119%
Five Star Bancorp logo
Five Star BancorpFSBC
-$1.33M-135%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept ubcp:IncreaseDecreaseInAccruedInterestPayableAndOtherLiabilities.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's increase decrease in accrued interest payable and other liabilities?
United Bancorp (UBCP) reported increase decrease in accrued interest payable and other liabilities of -$1.51M in Q1 2026.
How has United Bancorp's increase decrease in accrued interest payable and other liabilities changed year-over-year?
United Bancorp's increase decrease in accrued interest payable and other liabilities decreased by 55.3% year-over-year, from -$974K to -$1.51M.
What does increase decrease in accrued interest payable and other liabilities mean?
This reflects the net change in interest owed to depositors or other creditors that has been accrued but not yet paid. It serves as a measure of the bank's short-term liability management and the timing of interest expense recognition. An increase typically indicates a buildup of interest obligations to be settled in future periods.