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United Bancorp UBCP Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Southern First Bancshares logo
Southern First BancsharesSFST
$51.13M+24.6%
Five Star Bancorp logo
Five Star BancorpFSBC
$0-100%
Bank7 Corp. logo
Bank7 Corp.BSVN
$20.25M+288%
First Bancorp logo
First BancorpFNLC
$1.59M-48.8%
Popular logo
PopularBPOP
$11.06M+55.8%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$395M+11.9%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's proceeds from sale of loans held for sale?
United Bancorp (UBCP) reported proceeds from sale of loans held for sale of $3.92M in Q1 2026.
How has United Bancorp's proceeds from sale of loans held for sale changed year-over-year?
United Bancorp's proceeds from sale of loans held for sale increased by 59.3% year-over-year, from $2.46M to $3.92M.
What is the long-term trend for United Bancorp's proceeds from sale of loans held for sale?
Over 3 years (2021 to 2025), United Bancorp's proceeds from sale of loans held for sale has grown at a 12.8% compound annual growth rate (CAGR), from $11.9M to $17.09M.
What does proceeds from sale of loans held for sale mean?
This represents the cash inflows generated from the sale of loans that were specifically originated or acquired for the purpose of resale in the secondary market. It serves as a key indicator of the bank's mortgage banking or loan brokerage activity volume. High proceeds suggest active participation in secondary market loan sales.