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United Bancorp UBCP Data Processing And Related Electronic Services

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Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept ubcp:DataProcessingAndRelatedElectronicServices.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's data processing and related electronic services?
United Bancorp (UBCP) reported data processing and related electronic services of $513K in Q1 2026.
How has United Bancorp's data processing and related electronic services changed year-over-year?
United Bancorp's data processing and related electronic services increased by 40.2% year-over-year, from $366K to $513K.
What is the long-term trend for United Bancorp's data processing and related electronic services?
Over 2 years (2023 to 2025), United Bancorp's data processing and related electronic services has grown at a 4.5% compound annual growth rate (CAGR), from $1.53M to $1.66M.
What does data processing and related electronic services mean?
This captures the expenses incurred for core banking software, digital platform maintenance, and electronic transaction processing services. As banking becomes increasingly digital, this metric serves as a proxy for the bank's investment in technology infrastructure. It is a critical component of non-interest expense that impacts the bank's overall operating efficiency.