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United Bancorp UBCP FDIC assessments

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Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's FDIC assessments?
United Bancorp (UBCP) reported FDIC assessments of $99K in Q1 2026.
How has United Bancorp's FDIC assessments changed year-over-year?
United Bancorp's FDIC assessments increased by 5.3% year-over-year, from $94K to $99K.
What is the long-term trend for United Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), United Bancorp's FDIC assessments has grown at a 17.8% compound annual growth rate (CAGR), from $196K to $377K.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to insure customer deposits against bank failure. These costs are a standard regulatory requirement for US banks and are typically tied to the size and risk profile of the bank's deposit base. Changes in this metric often reflect shifts in the bank's total deposit volume or regulatory assessment rates.