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United Bancorp UBCP Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

TFS Financial logo
TFS FinancialTFSL
$1.74M+46.9%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$1.31M-43.2%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$172K+84.9%
SPF
South Plains Financial, Inc.SPFI
$2.33M-10.0%
Better Home & Finance logo
Better Home & FinanceBETR
$44.8M+82.3%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$20K-96.1%

Other financials

Income statement

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Revenue$721.0K—
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×—

Profitability

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Net margin33.1%—
FCF margin31.5%—

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's net gains/(losses) on sales of loans?
United Bancorp (UBCP) reported net gains/(losses) on sales of loans of $98K in Q1 2026.
How has United Bancorp's net gains/(losses) on sales of loans changed year-over-year?
United Bancorp's net gains/(losses) on sales of loans increased by 16.7% year-over-year, from $84K to $98K.
What is the long-term trend for United Bancorp's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), United Bancorp's net gains/(losses) on sales of loans has grown at a 16.6% compound annual growth rate (CAGR), from $271K to $501K.
What does net gains/(losses) on sales of loans mean?
The net profit or loss recognized from selling portions of the loan portfolio to secondary market investors. This metric indicates the bank's ability to generate fee-based income through loan origination and secondary market execution.