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United Bancorp UBCP General Insurance Expense

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Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+18.2%
Enterprise value$67.52M+119%
P/E11.8×+1.4×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's general insurance expense?
United Bancorp (UBCP) reported general insurance expense of $183K in Q1 2026.
How has United Bancorp's general insurance expense changed year-over-year?
United Bancorp's general insurance expense increased by 13.0% year-over-year, from $162K to $183K.
What is the long-term trend for United Bancorp's general insurance expense?
Over 4 years (2021 to 2025), United Bancorp's general insurance expense has grown at a 5.7% compound annual growth rate (CAGR), from $531K to $664K.
What does general insurance expense mean?
This metric tracks the costs of premiums paid for general business insurance policies, such as liability, property, and casualty coverage. It reflects the bank's risk management strategy and the cost of protecting its assets and operations from unforeseen events. Consistent monitoring helps assess the impact of insurance market pricing on the bank's operating expenses.