Where do United Bancorp's ratios come from?

Every ratio is computed from United Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

United Bancorp UBCP Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Returns
Return on equity	12.1%+0.6pp	11.6%+0.1pp	11.5%-0.9pp	12.4%+0.7pp	11.7%+0.1pp
Return on assets	0.9%0.0pp	0.9%0.0pp	0.9%0.0pp	0.9%0.0pp	0.9%0.0pp
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$91.8M+21.2%	$82.86M+2.6%	$80.72M-1.9%	$82.27M+2.8%	$80.07M+6.4%
Enterprise value	$67.52M+126%	$39.29M+3.4%	$38M+7.0%	$35.5M-23.7%	$46.56M-20.4%
Price / earnings	11.8×+1.6×	10.7×0.0×	10.7×-0.4×	11×0.0×	11×+0.8×
Price / book	1.4×+0.1×	1.2×0.0×	1.2×-0.2×	1.4×+0.1×	1.3×+0.1×
Earnings yield	8.3%-1.3pp	9.4%0.0pp	9.4%+0.3pp	9.1%0.0pp	9.1%-0.7pp
Dividend yield	5.9%-1.0pp	6.6%-0.1pp	6.7%+0.2pp	6.5%-0.1pp	6.6%-0.2pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about United Bancorp.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do United Bancorp's ratios come from?: Every ratio is computed from United Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.