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United Bancorp UBCP Total noninterest expense

Total noninterest expense at other companies

Financial Institutions logo
Financial InstitutionsFISI
$35.6M+5.7%
HBT
HBT Financial, Inc.HBT
$52.44M+64.2%
NBT
NBT BancorpNBTB
$112.23M+12.3%
First Capital logo
First CapitalFCAP
$7.75M+8.0%
Civista Bancshares logo
Civista BancsharesCIVB
$29.87M+10.1%
Trico Bancshares logo
Trico BancsharesTCBK
$59.05M-0.9%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's total noninterest expense?
United Bancorp (UBCP) reported total noninterest expense of $6.16M in Q1 2026.
How has United Bancorp's total noninterest expense changed year-over-year?
United Bancorp's total noninterest expense increased by 10.2% year-over-year, from $5.59M to $6.16M.
What is the long-term trend for United Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), United Bancorp's total noninterest expense has grown at a 7.0% compound annual growth rate (CAGR), from $18.39M to $24.14M.
What does total noninterest expense mean?
This metric represents the aggregate costs incurred by a financial institution to support its core operations, excluding interest expenses paid on deposits and borrowings. It encompasses essential overhead categories such as personnel compensation, technology and data processing costs, occupancy expenses, and professional fees. Monitoring this figure is critical for evaluating a bank's operational efficiency and its ability to manage non-interest-related overhead relative to its revenue generation.