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United Bankshares UBSI Q1 2026 earnings

Reported April 23, 2026 · Before market open

Revenue$316.6MBeat by $1.4M
EPS$0.89Beat by $0.04
Revenue estimate$315.2M
EPS estimate$0.85

Next report

Oct 22, 2026 (in a month)
Revenue estimate$327.3M
EPS estimate$0.93

Financials

Q1 2026

Income statement

See full
Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

See full
Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

See full
Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation & ratios

Valuation

as of 03/01/26
See full
Market cap$5.77B+16.3%
Enterprise value$4.01B+37.2%
P/E11.4×-2.0×
P/S4.6×-0.1×

Profitability

See full
Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

See full
Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Segments

By product

See full
Deposit Account$9.6M+2.9%
Fiduciary And Trust$7.4M+31.1%
Service Other$4.9M+1.6%
Mortgage Banking$2.6M+3.1%
Credit Card$2.0M+12.9%

FAQ

When did United Bankshares report Q1 2026 earnings?
United Bankshares (UBSI) reported Q1 2026 earnings on April 23, 2026 before market open.
What were United Bankshares's Q1 2026 revenue and EPS?
United Bankshares reported revenue of $316.6M and eps of $0.89 for Q1 2026.
Did United Bankshares beat estimates in Q1 2026?
Revenue beat the consensus estimate of $315.2M by $1.4M. EPS beat the consensus estimate of $0.85 by $0.04.
Where can I find United Bankshares's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001193125-26-171886) and the 10-Q periodic report (0001193125-26-213783) directly on SEC EDGAR. The filing index links above go to sec.gov.