Skip to content
Screener

United Bankshares UBSI Depreciation Nonproduction

Depreciation Nonproduction at other companies

Truist Financial logo
Truist FinancialTFC
$129M-11.0%
First United logo
First UnitedFUNC
$616K-6.0%
HOM
Home BancSharesHOMB
$8.5M+19.3%
International Bancshares logo
International BancsharesIBOC
$6.23M+13.5%
First Community Bankshares logo
First Community BanksharesFCBC
$892K-14.1%
BCB Bancorp logo
BCB BancorpBCBP
$407K+5.4%

Other financials

Income statement

See full
Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

See full
Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

See full
Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

See full
Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

See full
Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

See full
Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:DepreciationNonproduction.

The source filing: United Bankshares’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 1:06 PM EST
Fiscal year
FY2025
Accession
0001193125-26-081470
(Dollars in thousands)Year Ended December 31 / 2025Year Ended December 31 / 2024Year Ended December 31 / 2023
Amortization and accretion(29,864)(5,313)5,915
Loss on sales of bank premises, OREO, leases and equipment97322345
Write-downs on bank premises, OREO, leases and equipment55219945
Depreciation16,81315,70917,191
(Gain) loss on securities(11,170)7,7207,646
Loans originated for sale(370,856)(645,942)(860,901)
Proceeds from sales of loans393,506673,906887,398
Gain on sales of loans(9,567)(16,063)(25,879)

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is United Bankshares's depreciation nonproduction?
United Bankshares (UBSI) reported depreciation nonproduction of $4.2M in Q4 2025.
How has United Bankshares's depreciation nonproduction changed year-over-year?
United Bankshares's depreciation nonproduction increased by 7.0% year-over-year, from $3.93M to $4.2M.
What is the long-term trend for United Bankshares's depreciation nonproduction?
Over 4 years (2021 to 2025), United Bankshares's depreciation nonproduction has grown at a 0.3% compound annual growth rate (CAGR), from $16.58M to $16.81M.
What does depreciation nonproduction mean?
This metric tracks the periodic allocation of the cost of tangible assets, such as furniture, fixtures, and technology equipment, that are not directly involved in production processes. It reflects the wear and tear or obsolescence of the company's administrative and operational infrastructure. Monitoring this helps analysts assess the ongoing capital expenditure requirements to maintain the bank's physical footprint.

Ask your AI about United Bankshares's depreciation nonproduction.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude