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United Bankshares UBSI Operating Lease Liabilities (Total)

Operating Lease Liabilities (Total) at other companies

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Truist FinancialTFC
$0-100%
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$1.01M-18.0%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$96.92M+8.5%
HOM
Home BancSharesHOMB
$32.78M-26.5%
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Prosperity BancsharesPB
$31.4M+5.4%
Center Bancorp logo
Center BancorpCNOB
$30.56M+107%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except par value)June 30 2026December 31 2025
Federal Home Loan Bank (“FHLB”) borrowings250,000250,000
Other long-term borrowings282,615281,817
Reserve for lending-related commitments37,22235,075
Operating lease liabilities99,75795,392
Accrued expenses and other liabilities233,958242,502
TOTAL LIABILITIES28,241,29528,164,298
Shareholders’ Equity
Preferred stock, $1.00 par value; Authorized-50,000,000 shares, none issued00

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's operating lease liabilities (total)?
United Bankshares (UBSI) reported operating lease liabilities (total) of $99.76M in Q2 2026.
How has United Bankshares's operating lease liabilities (total) changed year-over-year?
United Bankshares's operating lease liabilities (total) increased by 2.9% year-over-year, from $96.9M to $99.76M.
What is the long-term trend for United Bankshares's operating lease liabilities (total)?
Over 5 years (2020 to 2025), United Bankshares's operating lease liabilities (total) has grown at a 5.4% compound annual growth rate (CAGR), from $73.21M to $95.39M.
What does operating lease liabilities (total) mean?
This represents the total present value of future lease payments for operating leases, recognized as a liability on the balance sheet. It reflects the company's long-term commitment to leased assets such as office space, warehouses, and equipment. Tracking this helps investors evaluate the company's off-balance-sheet financing obligations and overall debt-like commitments.

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