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United Bankshares UBSI Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

First United logo
First UnitedFUNC
$862K-18.5%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
4.4%0.0pp
Center Bancorp logo
Center BancorpCNOB
$27.96M+103%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$12.64M-3.9%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$6.05M-16.7%
BCB Bancorp logo
BCB BancorpBCBP
3.6%+0.2pp

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except par value)June 30 2026December 31 2025
Less: Allowance for loan and lease losses(299,504)(297,518)
Net loans and leases24,695,02024,411,604
Bank premises and equipment211,289208,831
Operating lease right-of-use assets92,77289,312
Goodwill2,018,8482,018,848
Bank-owned life insurance (“BOLI”)558,032547,127
Accrued interest receivable99,659109,232
Other assets300,654301,400

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's operating lease ROU assets?
United Bankshares (UBSI) reported operating lease ROU assets of $92.77M in Q2 2026.
How has United Bankshares's operating lease ROU assets changed year-over-year?
United Bankshares's operating lease ROU assets increased by 1.9% year-over-year, from $91.07M to $92.77M.
What is the long-term trend for United Bankshares's operating lease ROU assets?
Over 5 years (2020 to 2025), United Bankshares's operating lease ROU assets has grown at a 5.1% compound annual growth rate (CAGR), from $69.52M to $89.31M.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

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