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United Bankshares UBSI Noninterest Expense

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Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Data processing expense7,1487,95214,14916,407
Bankcard processing expense6315881,2541,188
FDIC insurance expense4,5504,5329,0269,260
Other expense36,44537,25775,45881,696
Total other expense154,715148,020307,529301,593
Income before income taxes164,142152,088320,130259,021
Income taxes32,76531,36764,55353,994
Net income$131,377$120,721$255,577$205,027

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's noninterest expense?
United Bankshares (UBSI) reported noninterest expense of $154.72M in Q2 2026.
How has United Bankshares's noninterest expense changed year-over-year?
United Bankshares's noninterest expense increased by 4.5% year-over-year, from $148.02M to $154.72M.
What is the long-term trend for United Bankshares's noninterest expense?
Over 4 years (2021 to 2025), United Bankshares's noninterest expense has grown at a 0.8% compound annual growth rate (CAGR), from $581.98M to $600.05M.
What does noninterest expense mean?
Noninterest Expense

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