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United Bankshares UBSI Short-Term Borrowings

Short-Term Borrowings at other companies

Truist Financial logo
Truist FinancialTFC
$27.44B
First Financial Bankshares logo
First Financial BanksharesFFIN
$22.31M-17.3%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$529.61M+829%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$2.16B+9.5%
United Community Banks logo
United Community BanksUCB
$0
Renasant logo
RenasantRNST
$305.86M+183%

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's short-term borrowings?
United Bankshares (UBSI) reported short-term borrowings of $166.18M in Q1 2026.
How has United Bankshares's short-term borrowings changed year-over-year?
United Bankshares's short-term borrowings decreased by 5.6% year-over-year, from $176.02M to $166.18M.
What is the long-term trend for United Bankshares's short-term borrowings?
Over 5 years (2020 to 2025), United Bankshares's short-term borrowings has grown at a 6.9% compound annual growth rate (CAGR), from $142.3M to $198.57M.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.