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United Bankshares UBSI Total Interest Income

Total Interest Income at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$6.69B+6.8%
First United logo
First UnitedFUNC
$26.17M+5.2%
Chain Bridge Bancorp logo
Chain Bridge BancorpCBNA
$15.54M+5.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$349.91M+25.3%
United Community Banks logo
United Community BanksUCB
$344.37M-0.9%
HOM
Home BancSharesHOMB
$336.84M+5.6%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Interest and dividends on securities:
Taxable29,53526,70655,61753,617
Tax-exempt1,1901,2132,3772,387
Total interest income418,197421,196834,126824,843
Interest expense
Interest on deposits126,141139,156252,869275,444
Interest on short-term borrowings1,4251,4882,8642,938
Interest on long-term borrowings5,3196,01510,56611,869

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's total interest income?
United Bankshares (UBSI) reported total interest income of $418.2M in Q2 2026.
How has United Bankshares's total interest income changed year-over-year?
United Bankshares's total interest income decreased by 0.7% year-over-year, from $421.2M to $418.2M.
What is the long-term trend for United Bankshares's total interest income?
Over 4 years (2021 to 2025), United Bankshares's total interest income has grown at a 20.7% compound annual growth rate (CAGR), from $795.12M to $1.69B.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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