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U-Haul Holding UHAL.B Reserve for Incurred But Not Reported (IBNR) Claims

Reserve for Incurred But Not Reported (IBNR) Claims at other companies

American International Group logo
American International GroupAIG
$334M-15.4%
Globe Life logo
Globe LifeGL
$576.45M+24.5%
Aflac logo
AflacAFL
$5.42B-7.5%
Humana logo
HumanaHUM
Corebridge Financial logo
Corebridge FinancialCRBG

Segments

By product

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Life Insurance$20.6M-19.0%

Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:OtherPolicyholderFunds.

The official record: U-Haul Holding’s 10-K, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's reserve for incurred but not reported (IBNR) claims?
U-Haul Holding (UHAL.B) reported reserve for incurred but not reported (IBNR) claims of $2.9M in Q1 2026.
How has U-Haul Holding's reserve for incurred but not reported (IBNR) claims changed year-over-year?
U-Haul Holding's reserve for incurred but not reported (IBNR) claims decreased by 61.5% year-over-year, from $7.54M to $2.9M.
What is the long-term trend for U-Haul Holding's reserve for incurred but not reported (IBNR) claims?
Over 2 years (2023 to 2025), U-Haul Holding's reserve for incurred but not reported (IBNR) claims has grown at a -59.9% compound annual growth rate (CAGR), from $18.07M to $2.9M.
What does reserve for incurred but not reported (IBNR) claims mean?
The estimated amount set aside to pay for insurance claims that have happened but haven't been reported yet.
How do you interpret reserve for incurred but not reported (IBNR) claims?
An increase may signal rising claim frequency or severity, while a decrease might suggest improved loss experience or changes in reporting patterns.
How does reserve for incurred but not reported (IBNR) claims compare across companies?
Standard metric for all property and casualty insurance providers; peer comparison focuses on reserve adequacy ratios.