U-Haul Holding (UHAL) Beginning balance at original discount rate — Quarterly & Annual

Screener

Beginning balance at original discount rate at other companies

CNO Financial GroupCNO

$10.28B+5.2%

CNO Financial GroupCNO

$20.26B+3.1%

Horace Mann EducatorsHMN

$432.5M-1.1%

Horace Mann EducatorsHMN

$615.8M-0.4%

Horace Mann EducatorsHMN

$463.9M-3.4%

Horace Mann EducatorsHMN

$757.1M-2.5%

Segments

By product

Life Insurance15,595,800,000%-13.3%

Other financials

Income statement

Revenue$1.7B+3.2%

Gross profit$1.4B+3.5%

Operating income$250.6M-2.6%

Net income$122.9M-13.6%

EPS (diluted)$0.11-76.7%

Balance sheet

Cash & equivalents$1.1B+25.1%

Total debt$8.1B+11.7%

Total equity$7.7B0.0%

Total assets$21.7B+3.9%

Cash flow

Operating cash flow$630.3M+5.3%

CapEx$822.4M-10.3%

Free cash flow-$192.1M+39.6%

Valuation

Market cap$14.48B+30.2%

Enterprise value$21.53B+22.8%

P/E35.5×—

P/S2.4×+0.5×

Profitability

Gross margin95.9%-0.1pp

Operating margin8.5%-4.9pp

Net margin7.9%-3.8pp

FCF margin-20.3%-5.1pp

Returns & leverage

Return on equity6.1%-3.8pp

Debt / equity1.1×+0.1×