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U-Haul Holding UHAL Property And Casualty Insurance — Operating Expenses

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Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The official record: U-Haul Holding’s 10-K, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's property and casualty insurance — operating expenses?
U-Haul Holding (UHAL) reported property and casualty insurance — operating expenses of $15.74M in Q1 2026.
How has U-Haul Holding's property and casualty insurance — operating expenses changed year-over-year?
U-Haul Holding's property and casualty insurance — operating expenses decreased by 9.6% year-over-year, from $17.41M to $15.74M.
What is the long-term trend for U-Haul Holding's property and casualty insurance — operating expenses?
Over 3 years (2021 to 2025), U-Haul Holding's property and casualty insurance — operating expenses has grown at a 4.3% compound annual growth rate (CAGR), from $65.26M to $74.01M.
What does property and casualty insurance — operating expenses mean?
The total operating costs required to run the insurance segment.
How do you interpret property and casualty insurance — operating expenses?
Rising expenses relative to revenue indicate margin compression, while stable or falling expenses relative to revenue suggest improved profitability.
How does property and casualty insurance — operating expenses compare across companies?
Standard operating expense metric for insurance business units.