UnitedHealthcare — Total operating costs
Business Segments · Total operating costsUnitedHealth Group UnitedHealthcare — Total operating costs increased by 1.5% to $85.27B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 20.7%, from $70.64B to $85.27B. Over 2 years (FY 2022 to FY 2024), UnitedHealthcare — Total operating costs shows an upward trend with a 9.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A decrease relative to revenue indicates improved operational efficiency, while an increase may signal rising medical loss ratios or administrative bloat.
Detailed definition
This encompasses all expenses incurred by the UnitedHealthcare segment to deliver insurance services, including medical...
Peer comparison
Comparable to 'Total Operating Expenses' or 'Medical and Operating Costs' at peer health insurers.
unh_segment_unitedhealthcare_total_operating_costsHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $58.84B | $58.84B | $58.84B | $58.84B | $66.24B | $66.24B | $66.24B | $66.24B | $70.96B | $69.86B | $70.64B | $71.16B | $79.39B | $84.03B | $85.27B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +12.6% | +0.0% | +0.0% | +0.0% | +7.1% | -1.6% | +1.1% | +0.7% | +11.6% | +5.8% | +1.5% |
| YoY Change | — | — | — | — | +12.6% | +12.6% | +12.6% | +12.6% | +7.1% | +5.5% | +6.7% | +7.4% | +11.9% | +20.3% | +20.7% |
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Frequently Asked Questions
- What is UnitedHealth Group's unitedhealthcare — total operating costs?
- UnitedHealth Group (UNH) reported unitedhealthcare — total operating costs of $85.27B in Q3 2025.
- How has UnitedHealth Group's unitedhealthcare — total operating costs changed year-over-year?
- UnitedHealth Group's unitedhealthcare — total operating costs increased by 20.7% year-over-year, from $70.64B to $85.27B.
- What is the long-term trend for UnitedHealth Group's unitedhealthcare — total operating costs?
- Over 2 years (2022 to 2024), UnitedHealth Group's unitedhealthcare — total operating costs has grown at a 9.6% compound annual growth rate (CAGR), from $235.36B to $282.62B.
- What does unitedhealthcare — total operating costs mean?
- The total expenses required to operate the UnitedHealthcare insurance segment.