Skip to content

Upwork Inc. UPWK Provision for transaction losses

Provision for transaction losses at other companies

BILL Holdings logo
BILL HoldingsBILL
$18.83M+26.0%
TETRA Technologies logo
TETRA TechnologiesTTI
$21.5K-60.4%
H&R Block logo
H&R BlockHRB
$36.38M+3.0%
AeroVironment logo
AeroVironmentAVAV
$10.75K+975%
RBC Bearings logo
RBC BearingsRBC
$100K+500%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$378M+1.9%

Segments

By segment

See full
Reportable Segment$2.22M-1.6%

Other financials

Income statement

See full
Revenue$195.5M+1.4%
Gross profit$150.8M0.0%
Operating income$32.7M-15.4%
Net income$31.5M-16.6%
EPS (diluted)$0.24-11.1%

Balance sheet

See full
Cash & equivalents$535.9M+2.2%
Total debt$739.7M+99.7%
Total equity$569.6M-4.2%
Total assets$1.2B+0.2%

Cash flow

See full
Operating cash flow$23.0M-37.7%
CapEx$1.7M-30.3%
Free cash flow$21.3M-38.3%

Valuation

See full
Market cap$1.02B-43.9%
Enterprise value$1.22B-25.4%
P/E9.3×+1.6×
P/S1.3×-1.1×

Profitability

See full
Gross margin77.5%-0.2pp
Operating margin15.6%+3.8pp
Net margin13.8%-16.7pp
FCF margin29%+7.0pp

Returns & leverage

See full
Return on equity18.8%-31.0pp
Debt / equity1.3×+0.7×
Current ratio1.4×-2.0×

Where this comes from

Reported directly by Upwork Inc. in its filing.

Tagged under the XBRL concept upwk:ProvisionForTransactionLosses.

The official record: Upwork Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Upwork Inc.'s provision for transaction losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Upwork Inc.'s provision for transaction losses?
Upwork Inc. (UPWK) reported provision for transaction losses of $2.22M in Q1 2026.
How has Upwork Inc.'s provision for transaction losses changed year-over-year?
Upwork Inc.'s provision for transaction losses decreased by 1.6% year-over-year, from $2.26M to $2.22M.
What is the long-term trend for Upwork Inc.'s provision for transaction losses?
Over 4 years (2021 to 2025), Upwork Inc.'s provision for transaction losses has grown at a 7.7% compound annual growth rate (CAGR), from $6.05M to $8.14M.
What does provision for transaction losses mean?
This metric represents the estimated expense recognized by the company to account for potential losses arising from uncollectible receivables, payment fraud, or transaction disputes within its marketplace. It serves as a critical indicator of credit risk management and the effectiveness of the company's payment processing and fraud detection systems. A rising trend in this provision may signal deteriorating customer credit quality or increased exposure to platform-related financial risk.