Cost of Revenue
Interest Expense on Short-Term Borrowings
U.S. Bancorp Interest Expense on Short-Term Borrowings increased by 27.7% to $645.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 159.0%, from $249.00M to $645.00M. Over 4 years (FY 2021 to FY 2025), Interest Expense on Short-Term Borrowings shows an upward trend with a 110.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionCost of Revenue
CategoryLiquidity
SignalLower is better
VolatilityModerate
First reportedQ1 2025
Last reportedQ1 2026
How to read this metric
Rising costs indicate either higher market rates or increased reliance on short-term wholesale funding to meet liquidity needs.
Detailed definition
This metric captures the interest costs associated with short-term liabilities, such as federal funds purchased, commerc...
Peer comparison
Standard for banks that utilize wholesale funding markets to manage daily liquidity.
Metric ID:
is_bac_interest_expense_short_term_borrowingsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.00M | $18.00M | $18.00M | $21.00M | $57.00M | $169.00M | $318.00M | $449.00M | $740.00M | $450.00M | $332.00M | $270.00M | $296.00M | $284.00M | $257.00M | $249.00M | $291.00M | $328.00M | $505.00M | $645.00M |
| QoQ Change | — | +0.0% | +0.0% | +16.7% | +171.4% | +196.5% | +88.2% | +41.2% | +64.8% | -39.2% | -26.2% | -18.7% | +9.6% | -4.1% | -9.5% | -3.1% | +16.9% | +12.7% | +54.0% | +27.7% |
| YoY Change | — | — | — | — | +216.7% | +838.9% | >999% | >999% | >999% | +166.3% | +4.4% | -39.9% | -60.0% | -36.9% | -22.6% | -7.8% | -1.7% | +15.5% | +96.5% | +159.0% |
Range$18.00M – $740.00M
CAGR+112.4%
Avg YoY Growth+389.5%
Median YoY Growth+56.0%
Current Streak4 quarters growth
Interest Expense on Short-Term Borrowings at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's interest expense on short-term borrowings?
- U.S. Bancorp (USB) reported interest expense on short-term borrowings of $645.00M in Q1 2026.
- How has U.S. Bancorp's interest expense on short-term borrowings changed year-over-year?
- U.S. Bancorp's interest expense on short-term borrowings increased by 159.0% year-over-year, from $249.00M to $645.00M.
- What is the long-term trend for U.S. Bancorp's interest expense on short-term borrowings?
- Over 4 years (2021 to 2025), U.S. Bancorp's interest expense on short-term borrowings has grown at a 110.4% compound annual growth rate (CAGR), from $70.00M to $1.37B.
- What does interest expense on short-term borrowings mean?
- Interest costs paid on short-term debt and borrowings.