Business Segments · Interest-bearing deposits
Consumer And Business Banking — Interest-bearing deposits
U.S. Bancorp Consumer And Business Banking — Interest-bearing deposits increased by 0.7% to $202.32B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.7%, from $200.90B to $202.32B.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ1 2018
Last reportedQ3 2025
How to read this metric
An increase indicates successful deposit gathering but may pressure net interest margins if the cost of these deposits rises faster than asset yields.
Detailed definition
This represents the total balance of customer deposit accounts that accrue interest, such as savings accounts, money mar...
Peer comparison
Most commercial banks report this as 'Interest-bearing deposits' or 'Time and savings deposits' to track the cost of funds.
Metric ID:
usb_segment_consumer_and_business_banking_interest_bearing_depositsHistorical Data
14 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $174.36B | $160.27B | $166.77B | $168.49B | $166.20B | $185.40B | $187.79B | $196.37B | $203.34B | $202.97B | $200.90B | $200.83B | $200.90B | $202.32B |
| QoQ Change | — | -8.1% | +4.1% | +1.0% | -1.4% | +11.6% | +1.3% | +4.6% | +3.5% | -0.2% | -1.0% | -0.0% | +0.0% | +0.7% |
| YoY Change | — | — | — | -3.4% | +3.7% | +11.2% | +11.5% | +18.2% | +9.7% | +8.1% | +2.3% | -1.2% | -1.0% | +0.7% |
Range$160.27B – $203.34B
CAGR+4.7%
Avg YoY Growth+5.4%
Median YoY Growth+3.7%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — interest-bearing deposits?
- U.S. Bancorp (USB) reported consumer and business banking — interest-bearing deposits of $202.32B in Q3 2025.
- How has U.S. Bancorp's consumer and business banking — interest-bearing deposits changed year-over-year?
- U.S. Bancorp's consumer and business banking — interest-bearing deposits increased by 0.7% year-over-year, from $200.90B to $202.32B.
- What does consumer and business banking — interest-bearing deposits mean?
- The total amount of customer money held in accounts that earn interest.