Business Segments · Interest-bearing deposits
Consumer And Business Banking — Interest-bearing deposits
U.S. Bancorp Consumer And Business Banking — Interest-bearing deposits increased by 36027.6% to $204.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.6%, from $198.87B to $204.12B. Over 3 years (FY 2021 to FY 2025), Consumer And Business Banking — Interest-bearing deposits shows an upward trend with a 8.6% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ1 2018
Last reportedQ1 2026May 4, 2026
How to read this metric
An increase indicates successful deposit gathering but may pressure net interest margins if the cost of these deposits rises faster than asset yields.
Detailed definition
This represents the total balance of customer deposit accounts that accrue interest, such as savings accounts, money mar...
Peer comparison
Most commercial banks report this as 'Interest-bearing deposits' or 'Time and savings deposits' to track the cost of funds.
Metric ID:
usb_segment_consumer_and_business_banking_interest_bearing_depositsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $158.16B | $159.48B | $1.54B | $165.89B | $164.27B | $161.78B | $662M | $176.8B | $180.24B | $192.73B | $2.49B | $198.8B | $201.01B | $199.33B | $198.87B | $200.9B | $202.32B | $565M | $204.12B |
| QoQ Change | — | +0.8% | -99.0% | >999% | -1.0% | -1.5% | -99.6% | >999% | +1.9% | +6.9% | -98.7% | >999% | +1.1% | -0.8% | -0.2% | +1.0% | +0.7% | -99.7% | >999% |
| YoY Change | — | — | — | — | +3.9% | +1.4% | -57.0% | +6.6% | +9.7% | +19.1% | +276.3% | +12.4% | +11.5% | +3.4% | +0.0% | -0.1% | +1.5% | — | +2.6% |
Range$565M – $204.12B
CAGR+5.8%
Avg YoY Growth+20.8%
Median YoY Growth+3.6%
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — interest-bearing deposits?
- U.S. Bancorp (USB) reported consumer and business banking — interest-bearing deposits of $204.12B in Q1 2026.
- How has U.S. Bancorp's consumer and business banking — interest-bearing deposits changed year-over-year?
- U.S. Bancorp's consumer and business banking — interest-bearing deposits increased by 2.6% year-over-year, from $198.87B to $204.12B.
- What is the long-term trend for U.S. Bancorp's consumer and business banking — interest-bearing deposits?
- Over 3 years (2021 to 2025), U.S. Bancorp's consumer and business banking — interest-bearing deposits has grown at a 8.6% compound annual growth rate (CAGR), from $470.59B to $602.66B.
- What does consumer and business banking — interest-bearing deposits mean?
- The total amount of customer money held in accounts that earn interest.