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Universal Insurance Holdings UVE Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$427.0MMiss by $187.6M
EPS$1.84Beat by $0.41
Revenue estimate$614.6M
EPS estimate$1.43
“Notably, the net loss ratio improved by 7.5 points year-over-year, driven by favorable claims and litigation trends that we expect to benefit non-catastrophe margins throughout the year. Strong retention and new business generation resulted in 4.1% direct premiums written growth, including growth in Florida and across our multi-state footprint.”
Stephen J. Donaghy

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 22, 2026 (in a month)
Revenue estimate$610.6M
EPS estimate$0.03

Financials

Q2 2026

Income statement

See full
Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

See full
Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$1.23B+75.7%
Enterprise value$792.45M+118%
P/E5.6×-4.9×
P/S0.8×+0.3×

Profitability

See full
Net margin13.5%+9.3pp

Returns & leverage

See full
Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

FAQ

When did Universal Insurance Holdings report Q2 2026 earnings?
Universal Insurance Holdings (UVE) reported Q2 2026 earnings on July 23, 2026 after market close.
What were Universal Insurance Holdings's Q2 2026 revenue and EPS?
Universal Insurance Holdings reported revenue of $427.0M and eps of $1.84 for Q2 2026.
Did Universal Insurance Holdings beat estimates in Q2 2026?
Revenue missed the consensus estimate of $614.6M by $187.6M. EPS beat the consensus estimate of $1.43 by $0.41.
How did Universal Insurance Holdings's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.7% from $400.1M a year earlier and eps grew 49.6% from $1.23.
Where can I find Universal Insurance Holdings's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000891166-26-000085) and the 10-Q periodic report (0000891166-26-000088) directly on SEC EDGAR. The filing index links above go to sec.gov.