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Universal Insurance Holdings UVE Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$400.1MBeat by $36.1M
EPS$1.23Beat by $0.14
Revenue estimate$364.1M
EPS estimate$1.09

Next report

Oct 22, 2026 (in a month)
Revenue estimate$610.6M
EPS estimate$0.03

Financials

Q2 2025

Income statement

See full
Revenue$400.1M+5.2%
Net income$35.1M-0.9%
EPS (diluted)$1.210.0%

Balance sheet

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Cash & equivalents$435.7M+23.8%
Total debt$100.9M-0.8%
Total equity$457.8M+16.4%
Total assets$3.3B+22.3%

Cash flow

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Operating cash flow$106.2M+45.2%
CapEx$977.0K-35.6%
Free cash flow$105.2M+46.9%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$773.13M+42.8%
Enterprise value$438.25M+50.4%
P/E11.6×+5.1×
P/S0.5×+0.1×

Profitability

See full
Net margin4.2%-1.4pp

Returns & leverage

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Return on equity15.6%-7.2pp
Debt / equity0.2×0.0×

FAQ

When did Universal Insurance Holdings report Q2 2025 earnings?
Universal Insurance Holdings (UVE) reported Q2 2025 earnings on July 24, 2025 after market close.
What were Universal Insurance Holdings's Q2 2025 revenue and EPS?
Universal Insurance Holdings reported revenue of $400.1M and eps of $1.23 for Q2 2025.
Did Universal Insurance Holdings beat estimates in Q2 2025?
Revenue beat the consensus estimate of $364.1M by $36.1M. EPS beat the consensus estimate of $1.09 by $0.14.
How did Universal Insurance Holdings's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.2% from $380.2M a year earlier and eps grew 4.2% from $1.18.
Where can I find Universal Insurance Holdings's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000891166-25-000114) and the 10-Q periodic report (0000891166-25-000130) directly on SEC EDGAR. The filing index links above go to sec.gov.