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Universal Insurance Holdings UVE Q1 2026 earnings

Reported April 23, 2026 · After market close

Revenue$506.5MBeat by $25.5M
EPS$2.00Beat by $0.61
Revenue estimate$481.1M
EPS estimate$1.39

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$610.6M
EPS estimate$0.03

Financials

Q1 2026

Income statement

See full
Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

See full
Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

See full
Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$956.76M+43.7%
Enterprise value$458.64M+25.3%
P/E4.9×-5.1×
P/S0.6×+0.2×

Profitability

See full
Net margin12.2%+7.9pp
FCF margin21.5%—

Returns & leverage

See full
Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Versus estimates

Revenue

Q2 2026$621.3MBeat by $6.7M
Q1 2026$506.5MBeat by $25.5M
Q4 2025$483.7MMiss by $1.3MQ3 2025$401.0MBeat by $28.0MQ2 2025$400.1MBeat by $36.1MQ1 2025$394.9MBeat by $39.9M

Diluted EPS

Q2 2026$1.84Beat by $0.41
Q1 2026$2.00Beat by $0.61
Q4 2025$2.17Beat by $0.87Q3 2025$1.36Beat by $0.26Q2 2025$1.23Beat by $0.14Q1 2025$1.44Beat by $0.32

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Questions, answered.

When did Universal Insurance Holdings report Q1 2026 earnings?
Universal Insurance Holdings (UVE) reported Q1 2026 earnings on April 23, 2026 after market close.
What were Universal Insurance Holdings's Q1 2026 revenue and EPS?
Universal Insurance Holdings reported revenue of $506.5M and eps of $2.00 for Q1 2026.
Did Universal Insurance Holdings beat estimates in Q1 2026?
Revenue beat the consensus estimate of $481.1M by $25.5M. EPS beat the consensus estimate of $1.39 by $0.61.
How did Universal Insurance Holdings's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 28.3% from $394.9M a year earlier and eps grew 38.9% from $1.44.
Where can I find Universal Insurance Holdings's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000891166-26-000042) and the 10-Q periodic report (0000891166-26-000046) directly on SEC EDGAR. The filing index links above go to sec.gov.