Universal Insurance Holdings UVE Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 12.2%+0.8pp | 11.4%+3.7pp | 7.7%+3.5pp | 4.2%-0.1pp | 4.3%+0.4pp | |
| Returns | ||||||
| Return on equity | 38.9%-0.7pp | 39.6%+12.2pp | 27.3%+11.7pp | 15.6%-1.4pp | 17%+0.5pp | |
| Return on assets | 7.1%+0.7pp | 6.4%+2.2pp | 4.3%+2.0pp | 2.2%-0.5pp | 2.8%+0.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.6×0.0× | 0.6×0.0× | 0.6×0.0× | 0.5×-0.1× | 0.6×+0.1× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $20.28+6.6% | $19.03+10.7% | $17.18+9.1% | $15.75+7.3% | $14.68+15.1% | |
| Valuation | ||||||
| Market capitalization | $1.14B+48.3% | $948.05M+27.3% | $744.78M-3.7% | $773.13M+16.1% | $665.87M+11.8% | |
| Enterprise value | $638.15M+36.2% | $570.7M+53.7% | $371.23M-15.3% | $438.25M+19.7% | $366.11M-15.8% | |
| Price / earnings | 5.8×-5.7× | 5.2×-0.9× | 6.1×-5.6× | 11.6×+1.7× | 10×-0.1× | |
| Price / sales | 0.7×+0.2× | 0.6×+0.1× | 0.5×0.0× | 0.5×+0.1× | 0.4×0.0× | |
| Price / book | 1.9×+0.1× | 1.7×+0.2× | 1.5×-0.2× | 1.7×+0.1× | 1.6×0.0× | |
| EV / sales | 0.4×+0.1× | 0.4×+0.1× | 0.2×0.0× | 0.3×0.0× | 0.2×0.0× | |
| Earnings yield | 17.8%+8.8pp | 19.3%+2.9pp | 16.4%+7.8pp | 8.6%-1.4pp | 10%+0.1pp | |
| Dividend yield | 2%-1.0pp | 2.3%-0.7pp | 3%+0.1pp | 2.9%-0.5pp | 3.4%-0.4pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Universal Insurance Holdings's ratios come from?
- Every ratio is computed from Universal Insurance Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
