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Univest Financial Corporation UVSP Net Interest Income

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Segments

By segment

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Banking1$67.88M+9.8%
Wealth Management$14K-6.7%
Insurance$0—

Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.21B+42.9%
Enterprise value$1.08B+31.7%
P/E12.3×+1.7×
P/S3.6×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Interest on short-term borrowings3013315
Interest on long-term debt and subordinated notes3,0844,4096,9259,051
Total interest expense41,88146,16584,86792,800
Net interest income66,24859,541129,613116,322
Provision for credit losses2,6725,6943,9758,005
Net interest income after provision for credit losses63,57653,847125,638108,317
Noninterest income
Trust fee income2,2832,1464,5194,307

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's net interest income?
Univest Financial Corporation (UVSP) reported net interest income of $66.25M in Q2 2026.
How has Univest Financial Corporation's net interest income changed year-over-year?
Univest Financial Corporation's net interest income increased by 11.3% year-over-year, from $59.54M to $66.25M.
What is the long-term trend for Univest Financial Corporation's net interest income?
Over 4 years (2021 to 2025), Univest Financial Corporation's net interest income has grown at a 6.3% compound annual growth rate (CAGR), from $188.38M to $240.2M.
What does net interest income mean?
The difference between interest income generated from loans and investment securities and the interest expense paid on deposits and borrowings. This is the fundamental measure of a bank's core profitability from its lending and deposit-taking operations. It reflects the effectiveness of asset-liability management and interest rate positioning.

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