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UWM Holdings UWMC Net borrowings (repayments) under warehouse lines of credit

Net borrowings (repayments) under warehouse lines of credit at other companies

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$58.58M-23.4%
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-$15.15M-115%

Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$2.26B+128%
Enterprise value$4.87B+42.7%
P/S0.6×+0.3×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept uwmc:ProceedsFromPaymentsForBorrowingsUnderWarehouseLinesOfCreditNet.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117

FAQ

What is UWM Holdings's net borrowings (repayments) under warehouse lines of credit?
UWM Holdings (UWMC) reported net borrowings (repayments) under warehouse lines of credit of -$1.3B in Q2 2026.
How has UWM Holdings's net borrowings (repayments) under warehouse lines of credit changed year-over-year?
UWM Holdings's net borrowings (repayments) under warehouse lines of credit decreased by 308.1% year-over-year, from -$318.61M to -$1.3B.
What does net borrowings (repayments) under warehouse lines of credit mean?
This metric measures the net change in outstanding debt under warehouse lines of credit used to fund mortgage originations. It captures the company's reliance on short-term credit facilities to bridge the gap between loan funding and the subsequent sale or securitization of those loans. A significant net borrowing indicates active expansion in origination volume, while net repayments suggest deleveraging or reduced loan inventory.

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