Visa Network and processing expense increased by 15.5% to $239.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.5%, from $207.00M to $239.00M. Over 4 years (FY 2021 to FY 2025), Network and processing expense shows an upward trend with a 5.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase relative to transaction volume may indicate technical inefficiencies, while a decrease suggests improved infrastructure leverage.
This metric represents the direct costs associated with maintaining, securing, and operating the core transaction proces...
Comparable to 'Technology and Communications' or 'Data Processing' expenses at other fintech and payment network firms.
is_v_network_and_processing_expense| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $186.00M | $173.00M | $190.00M | $190.00M | $178.00M | $190.00M | $178.00M | $179.00M | $182.00M | $178.00M | $181.00M | $189.00M | $200.00M | $181.00M | $207.00M | $224.00M | $224.00M | $207.00M | $239.00M |
| QoQ Change | — | -7.0% | +9.8% | +0.0% | -6.3% | +6.7% | -6.3% | +0.6% | +1.7% | -2.2% | +1.7% | +4.4% | +5.8% | -9.5% | +14.4% | +8.2% | +0.0% | -7.6% | +15.5% |
| YoY Change | — | — | — | — | -4.3% | +9.8% | -6.3% | -5.8% | +2.2% | -6.3% | +1.7% | +5.6% | +9.9% | +1.7% | +14.4% | +18.5% | +12.0% | +14.4% | +15.5% |
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