Veeva Systems Accretion (amortization) of discounts and premiums on investments increased by 48.2% to $3.08M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 23.0%, from $4.00M to $3.08M. Over 4 years (FY 2022 to FY 2026), Accretion (amortization) of discounts and premiums on investments shows an upward trend with a 11.5% CAGR.
Reflects the yield characteristics of the investment portfolio; changes are driven by interest rate environments and bond pricing.
This reflects the non-cash adjustment for the difference between the purchase price and the par value of fixed-income se...
Common in insurance and banking sectors where large investment portfolios are held.
bac_accretion_amortization_investments| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | Q4 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$1.54M | -$1.74M | -$1.57M | -$1.41M | -$1.06M | $507.00K | $1.57M | $2.61M | $3.41M | $7.38M | $8.52M | $7.22M | $6.19M | $8.07M | $6.19M | $4.00M | $2.51M | $2.03M | $2.08M | $3.08M |
| QoQ Change | — | -13.0% | +9.7% | +10.7% | +24.8% | +148.0% | +208.7% | +66.6% | +30.6% | +116.5% | +15.4% | -15.2% | -14.3% | +30.4% | -23.3% | -35.3% | -37.3% | -19.3% | +2.6% | +48.2% |
| YoY Change | — | — | — | — | +31.5% | +129.1% | +199.4% | +285.6% | +422.6% | >999% | +444.1% | +176.7% | +81.6% | +9.4% | -27.3% | -44.6% | -59.4% | -74.9% | -66.4% | -23.0% |