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Total debt at other companies

Kearny Financial logo
Kearny FinancialKRNY
$1.06B-12.7%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$6.09M-16.3%
Investar Holding logo
Investar HoldingISTR
$2.81M+34.0%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$1.52B+29.7%
TPG RE Finance Trust, Inc. logo
TPG RE Finance Trust, Inc.TRTX
KKR Real Estate Finance Trust logo
KKR Real Estate Finance TrustKREF

Other financials

Income statement

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Net income$22.4M+18.4%
EPS (diluted)$0.57+11.8%

Balance sheet

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Cash & equivalents$87.1M+68.5%
Total equity$693.3M+23.1%
Total assets$7.6B+27.1%

Cash flow

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Operating cash flow$12.1M+242%
CapEx$42.0K-47.5%
Free cash flow$12.0M+248%

Valuation

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Market cap$696.78M+2.6%
P/E6.4×-3.3×

Returns & leverage

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Return on equity17.3%+3.5pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $3.1M.

The official record: Velocity Financial’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Velocity Financial's total debt?
Velocity Financial (VEL) reported total debt of $3.1M in Q4 2025.
How has Velocity Financial's total debt changed year-over-year?
Velocity Financial's total debt increased by 15.0% year-over-year, from $2.7M to $3.1M.
What is the long-term trend for Velocity Financial's total debt?
Over 5 years (2020 to 2025), Velocity Financial's total debt has grown at a -9.5% compound annual growth rate (CAGR), from $5.13M to $3.1M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.