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Virco Manufacturing Corporation VIRC Workers compensation Liability Insurance — Self insurance retention

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Other financials

Income statement

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Revenue$30.7M-9.1%
Gross profit$12.7M-20.8%
Operating income-$3.7M-3,794%
Net income-$2.8M-479%
EPS (diluted)-$0.18-460%

Balance sheet

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Cash & equivalents$3.7M+299%
Total debt$38.8M-6.1%
Total equity$102.4M-3.0%
Total assets$175.5M-4.5%

Cash flow

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Operating cash flow-$9.4M+50.8%
CapEx$699.0K-71.4%
Free cash flow-$10.1M+53.2%

Valuation

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Market cap$96.58M-24.1%
Enterprise value$131.61M-21.5%
P/E14.2×
P/S0.5×0.0×

Profitability

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Gross margin39.6%-3.9pp
Operating margin12.8%
Net margin10.7%+9.4pp
FCF margin14.3%+9.9pp

Returns & leverage

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Return on equity35.9%+31.3pp
Debt / equity0.4×0.0×
Current ratio2.7×-0.3×

Where this comes from

Reported directly by Virco Manufacturing Corporation in its filing.

Tagged under the XBRL concept virc:SelfInsuranceRetention.

The official record: Virco Manufacturing Corporation’s 10-Q, filed June 3, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virco Manufacturing Corporation's workers compensation liability insurance — self insurance retention?
Virco Manufacturing Corporation (VIRC) reported workers compensation liability insurance — self insurance retention of $250K in Q1 2026.
How has Virco Manufacturing Corporation's workers compensation liability insurance — self insurance retention changed year-over-year?
Virco Manufacturing Corporation's workers compensation liability insurance — self insurance retention decreased by 0.0% year-over-year, from $250K to $250K.
What is the long-term trend for Virco Manufacturing Corporation's workers compensation liability insurance — self insurance retention?
Over 4 years (2022 to 2026), Virco Manufacturing Corporation's workers compensation liability insurance — self insurance retention has grown at a 0.0% compound annual growth rate (CAGR), from $1M to $1M.
What does workers compensation liability insurance — self insurance retention mean?
This metric represents the specific dollar amount of risk that the company retains for workers' compensation claims before commercial insurance coverage begins to apply. It reflects the company's internal strategy for managing workplace safety liabilities and its appetite for assuming financial risk associated with employee injuries. A higher retention level indicates greater self-insurance exposure, which can impact cash flow volatility and the company's overall risk management profile.