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Westamerica Bank WABC Short-Term Borrowings

Short-Term Borrowings at other companies

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Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.7%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$301.9M-51.8%
Total debt$154.0M+26.7%
Total equity$853.1M-7.4%
Total assets$5.8B-0.3%

Cash flow

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Operating cash flow$15.5M-33.9%
CapEx$305.0K-58.5%
Free cash flow$15.2M-33.1%

Valuation

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Market cap$1.38B+13.8%
Enterprise value$1.23B+74.0%
P/E12.2×+2.7×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The source filing: Westamerica Bank’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 2:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001171843-26-005234

FAQ

What is Westamerica Bank's short-term borrowings?
Westamerica Bank (WABC) reported short-term borrowings of $131.81M in Q2 2026.
How has Westamerica Bank's short-term borrowings changed year-over-year?
Westamerica Bank's short-term borrowings increased by 30.2% year-over-year, from $101.21M to $131.81M.
What is the long-term trend for Westamerica Bank's short-term borrowings?
Over 5 years (2020 to 2025), Westamerica Bank's short-term borrowings has grown at a 6.0% compound annual growth rate (CAGR), from $102.55M to $137.3M.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

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