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Westamerica Bank WABC Total Interest Income

Total Interest Income at other companies

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JPMorgan ChaseJPM
$50.62B+4.9%
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Wells Fargo & CompanyWFC
$23.28B+9.2%
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Community West BancsharesCWBC
$66.12M+43.7%
West Bancorporation logo
West BancorporationWTBA
$48.47M+1.1%
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Banc of CaliforniaBANC
$414.6M-1.4%
Ameris Bancorp logo
Ameris BancorpABCB
$365.58M+5.2%

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.7%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$301.9M-51.8%
Total debt$154.0M+26.7%
Total equity$853.1M-7.4%
Total assets$5.8B-0.3%

Cash flow

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Operating cash flow$15.5M-33.9%
CapEx$305.0K-58.5%
Free cash flow$15.2M-33.1%

Valuation

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Market cap$1.37B+12.8%
Enterprise value$1.22B+72.3%
P/E12.1×+2.6×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Westamerica Bank’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 5:08 PM EST
Fiscal year
FY2025
Accession
0001171843-26-001195
Line itemFor the Years Ended December 31, 2025For the Years Ended December 31, 2024For the Years Ended December 31, 2023
Debt securities available for sale126,155166,975189,187
Debt securities held to maturity33,66734,50235,557
Interest-bearing cash27,80419,66510,671
Total Interest and Loan Fee Income230,980268,014284,013
Interest Expense:
Deposits13,01210,9413,770
Bank Term Funding Program Borrowings-5,813-
Securities Sold under Repurchase Agreements700665120

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA[](#)

FAQ

What is Westamerica Bank's total interest income?
Westamerica Bank (WABC) reported total interest income of $57.75M in Q4 2025.
How has Westamerica Bank's total interest income changed year-over-year?
Westamerica Bank's total interest income decreased by 13.8% year-over-year, from $67M to $57.75M.
What is the long-term trend for Westamerica Bank's total interest income?
Over 3 years (2022 to 2025), Westamerica Bank's total interest income has grown at a 1.4% compound annual growth rate (CAGR), from $221.76M to $230.98M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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