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Ameris Bancorp ABCB Total Interest Income

Total Interest Income at other companies

Colony Bankcorp logo
Colony BankcorpCBAN
$45.78M+24.3%
Regions Financial logo
Regions FinancialRF
$1.75B-2.0%
Amerant Bancorp logo
Amerant BancorpAMTB
$133.02M-9.1%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$486.83M-4.6%
International Bancshares logo
International BancsharesIBOC
$220.42M-0.2%
First Financial Bancorp logo
First Financial BancorpFFBC
$280.92M+14.2%

Segments

By segment

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Banking Division$256.97M+7.4%
Retail Mortgage$56.59M-7.8%
Premium  Finance  Division$30.7M+6.3%
Warehouse Lending$21.31M+17.3%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on taxable securities30,21720,69655,69139,188
Interest on nontaxable securities383334757663
Interest on deposits in other banks8,27010,71516,31021,504
Total interest income365,575347,638717,346681,416
Interest expense
Interest on deposits98,995106,796195,222212,011
Interest on other borrowings14,0969,02925,20415,753
Total interest expense113,091115,825220,426227,764

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's total interest income?
Ameris Bancorp (ABCB) reported total interest income of $365.58M in Q2 2026.
How has Ameris Bancorp's total interest income changed year-over-year?
Ameris Bancorp's total interest income increased by 5.2% year-over-year, from $347.64M to $365.58M.
What is the long-term trend for Ameris Bancorp's total interest income?
Over 4 years (2021 to 2025), Ameris Bancorp's total interest income has grown at a 18.7% compound annual growth rate (CAGR), from $703.11M to $1.39B.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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