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Ameris Bancorp ABCB Retail Mortgage — Interest and Dividend Income, Operating

Other segment segments

Banking Division
$249.26M+6.8%
Premium  Finance  Division
$28.95M+6.0%
Warehouse Lending
$17.85M+17.4%

Similar metrics at other companies

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$13.95M
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WFCInterest and Dividend Income, Operating
$22.45B+7.0%
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STWDCommercial and Residential Lending Segment — Interest income from loans
$310.31M+6.9%
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NVRMortgage Banking — Interest Income
$3.63M-4.7%
PNC Financial Services logo
PNCInterest and Dividend Income, Operating
$6.44B+5.1%
Truist Financial logo
TFCMortgage Banking — Noninterest income
$133M+23.1%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's retail mortgage — interest and dividend income, operating?
Ameris Bancorp (ABCB) reported retail mortgage — interest and dividend income, operating of $55.71M in Q1 2026.
How has Ameris Bancorp's retail mortgage — interest and dividend income, operating changed year-over-year?
Ameris Bancorp's retail mortgage — interest and dividend income, operating decreased by 3.8% year-over-year, from $57.93M to $55.71M.
What is the long-term trend for Ameris Bancorp's retail mortgage — interest and dividend income, operating?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — interest and dividend income, operating has grown at a 16.4% compound annual growth rate (CAGR), from $130.14M to $238.82M.
What does retail mortgage — interest and dividend income, operating mean?
This represents the total interest and dividend income generated specifically from the retail mortgage lending portfolio. It reflects the gross revenue earned from mortgage loans before accounting for interest expenses or credit-related provisions.