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Ameris Bancorp ABCB Warehouse Lending — Interest and Dividend Income, Operating

Other segment segments

Banking Division
$249.26M+6.8%
Retail Mortgage
$55.71M-3.8%
Premium  Finance  Division
$28.95M+6.0%

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$7.84B+4.3%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's warehouse lending — interest and dividend income, operating?
Ameris Bancorp (ABCB) reported warehouse lending — interest and dividend income, operating of $17.85M in Q1 2026.
How has Ameris Bancorp's warehouse lending — interest and dividend income, operating changed year-over-year?
Ameris Bancorp's warehouse lending — interest and dividend income, operating increased by 17.4% year-over-year, from $15.2M to $17.85M.
What is the long-term trend for Ameris Bancorp's warehouse lending — interest and dividend income, operating?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — interest and dividend income, operating has grown at a 17.7% compound annual growth rate (CAGR), from $36.78M to $70.67M.
What does warehouse lending — interest and dividend income, operating mean?
This represents the total gross interest and dividend income generated specifically from the warehouse lending business segment. It reflects the revenue earned from providing short-term financing to mortgage originators before loans are sold into the secondary market. This metric is a key indicator of the scale and revenue-generating capacity of the bank's warehouse lending activities.