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Ameris Bancorp ABCB Banking Division — Interest and Dividend Income, Operating

Other segment segments

Retail Mortgage
$55.71M-3.8%
Premium  Finance  Division
$28.95M+6.0%
Warehouse Lending
$17.85M+17.4%

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$22.45B+7.0%
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AUBWholesale Banking — Interest And Dividend Income Operating
$426.12M+43.5%
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TFCInterest and Dividend Income, Operating
$5.86B-2.2%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's banking division — interest and dividend income, operating?
Ameris Bancorp (ABCB) reported banking division — interest and dividend income, operating of $249.26M in Q1 2026.
How has Ameris Bancorp's banking division — interest and dividend income, operating changed year-over-year?
Ameris Bancorp's banking division — interest and dividend income, operating increased by 6.8% year-over-year, from $233.32M to $249.26M.
What is the long-term trend for Ameris Bancorp's banking division — interest and dividend income, operating?
Over 4 years (2021 to 2025), Ameris Bancorp's banking division — interest and dividend income, operating has grown at a 21.1% compound annual growth rate (CAGR), from $449.96M to $968.61M.
What does banking division — interest and dividend income, operating mean?
This metric represents the total gross revenue generated from interest-bearing assets, such as loans and investment securities, within the primary banking segment. It serves as a key indicator of the segment's ability to generate top-line revenue from its core lending and investment activities.