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Webster Financial Corporation WBS Q4 2025 Annual earnings

Reported January 23, 2026 · Before market open

Revenue$746.2MBeat by $15.1MDiluted EPS$1.59Beat by $0.07
Revenue estimate$731.1M
EPS estimate$1.52

Next report

Jul 21, 2026 (In 4 days)
Revenue estimate$755.8M
EPS estimate$1.61

Financials

Q4 2025

Income statement

See full
Revenue$746.2M+12.9%
Net income$255.8M+43.9%
EPS (diluted)$1.54+52.5%

Balance sheet

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Cash & equivalents$2.4B+18.1%
Total debt$3.9B+22.1%
Total equity$9.5B+3.9%
Total assets$84.1B+6.4%

Cash flow

See full
Operating cash flow$317.6M-64.4%
CapEx$15.8M+28.2%
Free cash flow$301.8M-65.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$10.15B+7.3%
Enterprise value$11.63B+9.6%
P/E10.1×-2.2×
P/S3.5×-0.2×

Profitability

See full
Net margin34.6%+4.9pp
FCF margin34.8%-18.0pp

Returns & leverage

See full
Return on equity10.8%+2.1pp
Debt / equity0.4×+0.1×

Segments

By product

See full
Deposit service fees$38.5M-0.5%
Other$10.0M+10.0%
Wealth and investment services$7.8M-7.3%
Loan and lease related fees$2.4M-7.9%

By segment

See full
Commercial Banking$366.8M-1.2%
Consumer Banking$234.7M+2.4%
Healthcare Financial Services$125.9M+4.6%

Versus estimates

Revenue

Q1 2026$735.9MBeat by $638.4K
Q4 2025$746.2MBeat by $15.1M
Q3 2025$732.6MBeat by $4.8MQ2 2025$715.8MMiss by $753.1KQ1 2025$704.8MMiss by $1.7MQ4 2024$1.0B

Diluted EPS

Q1 2026$1.57Beat by $0.04
Q4 2025$1.59Beat by $0.07
Q3 2025$1.54Beat by $0.02Q2 2025$1.52Beat by $0.08Q1 2025$1.30Miss by $0.08Q4 2024$1.46Beat by $0.10

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Questions, answered.

When did Webster Financial Corporation report Q4 2025 earnings?
Webster Financial Corporation (WBS) reported Q4 2025 earnings on January 23, 2026 before market open.
What were Webster Financial Corporation's Q4 2025 revenue and EPS?
Webster Financial Corporation reported revenue of $746.2M and diluted EPS of $1.59 for Q4 2025.
Did Webster Financial Corporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $731.1M by $15.1M. EPS beat the consensus estimate of $1.52 by $0.07.
How did Webster Financial Corporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 28.8% from $1.0B a year earlier and diluted EPS grew 8.9% from $1.46.
Where can I find Webster Financial Corporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000801337-26-000004) and the 10-K periodic report (0000801337-26-000008) directly on SEC EDGAR. The filing index links above go to sec.gov.