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Western New England Bancorp WNEB Debt issuance costs and discount amortization

Debt issuance costs and discount amortization at other companies

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Washington Trust BancorpWASH
$37K-60.6%

Other financials

Income statement

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Revenue$22.3M+21.7%
Net income$4.8M+107%
EPS (diluted)$0.24+118%

Balance sheet

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Cash & equivalents$56.1M-49.2%
Total debt$140.4M+10.7%
Total equity$248.1M+4.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$346.0K+142%
CapEx$734.0K+156%
Free cash flow-$388.0K+65.2%

Valuation

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Market cap$287.79M+53.7%
Enterprise value$372.07M+69.1%
P/E16.2×+0.7×
P/S3.3×+0.9×

Profitability

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Net margin20.5%+5.4pp
FCF margin38.5%+8.9pp

Returns & leverage

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Return on equity7.3%+2.7pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Western New England Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDebtDiscountPremium.

The official record: Western New England Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western New England Bancorp's debt issuance costs and discount amortization?
Western New England Bancorp (WNEB) reported debt issuance costs and discount amortization of $255K in Q1 2026.
How has Western New England Bancorp's debt issuance costs and discount amortization changed year-over-year?
Western New England Bancorp's debt issuance costs and discount amortization decreased by 3.0% year-over-year, from $263K to $255K.
What is the long-term trend for Western New England Bancorp's debt issuance costs and discount amortization?
Over 4 years (2021 to 2025), Western New England Bancorp's debt issuance costs and discount amortization has grown at a -18.3% compound annual growth rate (CAGR), from $2.25M to $1M.
What does debt issuance costs and discount amortization mean?
This represents the non-cash expense recognized over the life of debt instruments to amortize issuance costs or original issue discounts. It effectively increases the interest expense to reflect the true effective interest rate of the bank's borrowings. Tracking this provides insight into the actual cost of capital and the impact of financing structures on net income.