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Western New England Bancorp WNEB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

West Bancorporation logo
West BancorporationWTBA
$511.01M-1.7%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$916.41M+1.1%
Shore Bancshares logo
Shore BancsharesSHBI
$1.57B+0.2%
Origin Bancorp logo
Origin BancorpOBK
$2.06B+9.2%
International Bancshares logo
International BancsharesIBOC
$4.47B-6.5%
Ameris Bancorp logo
Ameris BancorpABCB
$6.75B+0.1%

Other financials

Income statement

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Revenue$22.3M+21.7%
Net income$4.8M+107%
EPS (diluted)$0.24+118%

Balance sheet

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Cash & equivalents$56.1M-49.2%
Total debt$140.4M+10.7%
Total equity$248.1M+4.4%
Total assets$2.8B+2.0%

Cash flow

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Operating cash flow$346.0K+142%
CapEx$734.0K+156%
Free cash flow-$388.0K+65.2%

Valuation

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Market cap$287.79M+53.7%
Enterprise value$372.07M+69.1%
P/E16.2×+0.7×
P/S3.3×+0.9×

Profitability

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Net margin20.5%+5.4pp
FCF margin38.5%+8.9pp

Returns & leverage

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Return on equity7.3%+2.7pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Western New England Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Western New England Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Western New England Bancorp's noninterest-bearing deposits?
Western New England Bancorp (WNEB) reported noninterest-bearing deposits of $597.74M in Q1 2026.
How has Western New England Bancorp's noninterest-bearing deposits changed year-over-year?
Western New England Bancorp's noninterest-bearing deposits increased by 1.3% year-over-year, from $590M to $597.74M.
What is the long-term trend for Western New England Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Western New England Bancorp's noninterest-bearing deposits has grown at a 1.9% compound annual growth rate (CAGR), from $541.76M to $594.52M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, typically used for transactional purposes by commercial and retail clients. A higher proportion of these deposits is highly desirable as it lowers the bank's overall cost of funds and improves net interest margin. They represent a stable, low-cost source of funding for the bank's lending activities.