Products & Services · Loss and loss expenses incurred, net of reinsurance
Auto — Loss and loss expenses incurred, net of reinsurance
W.R. Berkley Auto — Loss and loss expenses incurred, net of reinsurance increased by 13.1% to $6.87B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.1%, from $6.07B to $6.87B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2010
Last reportedQ4 2025
How to read this metric
An increase relative to premiums suggests deteriorating underwriting performance or higher claim severity, while a decrease indicates improved profitability.
Detailed definition
The total cost of claims and associated adjustment expenses for the commercial auto segment, net of any recoveries from...
Peer comparison
Commonly referred to as 'Incurred Losses' or 'Losses and LAE' in industry financial statements.
Metric ID:
wrb_segment_auto_loss_and_loss_expenses_incurred_net_of_reinsuranceHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $4.49B | $4.97B | $5.65B | $6.07B | $6.87B |
| QoQ Change | — | +10.6% | +13.7% | +7.5% | +13.1% |
| YoY Change | — | +10.6% | +13.7% | +7.5% | +13.1% |
Range$4.49B – $6.87B
CAGR+52.8%
Avg YoY Growth+11.2%
Median YoY Growth+11.9%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is W.R. Berkley's auto — loss and loss expenses incurred, net of reinsurance?
- W.R. Berkley (WRB) reported auto — loss and loss expenses incurred, net of reinsurance of $6.87B in Q4 2025.
- How has W.R. Berkley's auto — loss and loss expenses incurred, net of reinsurance changed year-over-year?
- W.R. Berkley's auto — loss and loss expenses incurred, net of reinsurance increased by 13.1% year-over-year, from $6.07B to $6.87B.
- What does auto — loss and loss expenses incurred, net of reinsurance mean?
- The total net cost of claims and claim-related expenses for commercial auto insurance.