Business Segments · Short-Duration Insurance Contract, Discounted Liability, Discount

Insurance — Short-Duration Insurance Contract, Discounted Liability, Discount

W.R. Berkley Insurance — Short-Duration Insurance Contract, Discounted Liability, Discount decreased by 20.6% to $9.26M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.6%, from $11.66M to $9.26M.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Changes reflect shifts in interest rate assumptions or the duration of the underlying claim liabilities.

Detailed definition

This represents the adjustment made to the nominal value of long-term insurance liabilities to reflect the time value of...

Peer comparison

Comparable to 'Discount on Loss Reserves' used by insurers with long-tail casualty business.

Metric ID: wrb_segment_insurance_short_duration_insurance_contract_discounted_liability_discount

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$12.34M$12.49M$12.19M$11.66M$9.26M
QoQ Change+1.2%-2.4%-4.4%-20.6%
YoY Change+1.2%-2.4%-4.4%-20.6%
Range$9.26M$12.49M
CAGR-24.9%
Avg YoY Growth-6.5%
Median YoY Growth-3.4%
Current Streak3 quarters decline

Frequently Asked Questions

What is W.R. Berkley's insurance — short-duration insurance contract, discounted liability, discount?
W.R. Berkley (WRB) reported insurance — short-duration insurance contract, discounted liability, discount of $9.26M in Q4 2025.
How has W.R. Berkley's insurance — short-duration insurance contract, discounted liability, discount changed year-over-year?
W.R. Berkley's insurance — short-duration insurance contract, discounted liability, discount decreased by 20.6% year-over-year, from $11.66M to $9.26M.
What does insurance — short-duration insurance contract, discounted liability, discount mean?
The reduction in the reported value of future claim payments to account for the interest that will be earned on the money set aside to pay them.