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Waterstone Financial WSBF Community Banking — Information Technology And Data Processing

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$490K-1.6%

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — information technology and data processing?
Waterstone Financial (WSBF) reported community banking — information technology and data processing of $765K in Q1 2026.
How has Waterstone Financial's community banking — information technology and data processing changed year-over-year?
Waterstone Financial's community banking — information technology and data processing increased by 7.4% year-over-year, from $712K to $765K.
What is the long-term trend for Waterstone Financial's community banking — information technology and data processing?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — information technology and data processing has grown at a 10.1% compound annual growth rate (CAGR), from $2.04M to $2.99M.
What does community banking — information technology and data processing mean?
This covers the expenses related to maintaining the digital infrastructure, software, and data processing systems necessary for modern banking operations. Increasing investment in this area is often required to support digital transformation and enhance customer experience.