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Waterstone Financial WSBF Community Banking — Information Technology And Data Processing

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Other financials

Income statement

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Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

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Market cap$369.79M+43.9%
P/E12.3×-0.1×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Compensation, payroll taxes, and other employee benefits5,61216,565(203)21,974
Occupancy, office furniture and equipment942628-1,570
Advertising251476-727
Data processing722557-1,279
Communications105121-226
Professional fees197103-300
Real estate owned27--27
Loan processing expense-817-817

Item 1. Financial Statements

FAQ

What is Waterstone Financial's community banking — information technology and data processing?
Waterstone Financial (WSBF) reported community banking — information technology and data processing of $722K in Q2 2026.
How has Waterstone Financial's community banking — information technology and data processing changed year-over-year?
Waterstone Financial's community banking — information technology and data processing decreased by 10.4% year-over-year, from $806K to $722K.
What is the long-term trend for Waterstone Financial's community banking — information technology and data processing?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — information technology and data processing has grown at a 10.1% compound annual growth rate (CAGR), from $2.04M to $2.99M.
What does community banking — information technology and data processing mean?
This covers the expenses related to maintaining the digital infrastructure, software, and data processing systems necessary for modern banking operations. Increasing investment in this area is often required to support digital transformation and enhance customer experience.

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