Skip to content
Screener

Waterstone Financial WSBF Mortgage Banking — Information Technology And Data Processing

Other segment segments

Community Banking
$722K-10.4%

Similar metrics at other companies

C&F Financial logo
CFFIMortgage Banking — Information Technology And Data Processing
$434K+21.2%
Orange County Bancorp logo
OBTBanking — Information Technology And Data Processing
$1.73M-10.9%
Security National Financial Corporation logo
SNFCAMortgage — Information Technology And Data Processing
$1.04M+15.3%
The Bancorp logo
TBBKInstitutional Banking — Information Technology And Data Processing
$647K+30.2%
First United logo
FUNCCommunity Banking — Information Technology And Data Processing
$1.62M+8.1%
C&F Financial logo
CFFICommunity Banking — Information Technology And Data Processing
$2.61M+13.5%

Other financials

Income statement

See full
Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

See full
Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

See full
Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

See full
Market cap$369.79M+43.9%
P/E12.3×-0.1×

Profitability

See full
Net margin27.4%
FCF margin54.6%

Returns & leverage

See full
Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Compensation, payroll taxes, and other employee benefits5,61216,565(203)21,974
Occupancy, office furniture and equipment942628-1,570
Advertising251476-727
Data processing722557-1,279
Communications105121-226
Professional fees197103-300
Real estate owned27--27
Loan processing expense-817-817

Item 1. Financial Statements

FAQ

What is Waterstone Financial's mortgage banking — information technology and data processing?
Waterstone Financial (WSBF) reported mortgage banking — information technology and data processing of $557K in Q2 2026.
How has Waterstone Financial's mortgage banking — information technology and data processing changed year-over-year?
Waterstone Financial's mortgage banking — information technology and data processing increased by 9.9% year-over-year, from $507K to $557K.
What is the long-term trend for Waterstone Financial's mortgage banking — information technology and data processing?
Over 4 years (2021 to 2025), Waterstone Financial's mortgage banking — information technology and data processing has grown at a 0.7% compound annual growth rate (CAGR), from $1.89M to $1.95M.
What does mortgage banking — information technology and data processing mean?
This includes expenses related to the software, hardware, and data processing services required to support mortgage banking operations, such as loan origination systems and digital platforms. It reflects the segment's investment in technology to improve processing speed, compliance, and customer experience. Higher spending here may indicate digital transformation efforts or necessary system upgrades.

Ask your AI about Waterstone Financial's mortgage banking — information technology and data processing.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude